Cypress Property and Casualty

When it comes to protecting your home and property, nothing is more important than having property insurance, especially in areas where there is a high risk of natural disasters. Unfortunately, Florida is one of those areas since it’s in an area where hurricanes and tropical storms (for example) are fairly common. Property insurance gives you a financial safety net in case the unthinkable happens.

One of the companies that offers this type of service is Cypress Property and Casualty and you can get a free quote from They’ve been around for quite some time, and have a good reputation and track record of keeping homes and the people living in them as safe and secure as possible.

About the Company

The company was founded in 1999, with headquarters in Jacksonville, FL. Ever since then, they’ve been providing nothing but the best service to Florida residents by responding to actual, practical needs of the residents. If a certain kind of disaster is likely to occur in an area, the company will provide coverage for it.

In 2003, they also opened offices in Texas, allowing Texas residents to make use of the same comprehensive coverage available to Florida residents while also being tailored to the needs of Texas residents and the natural disasters they might face.

Coverage Offered

Cypress Property and Casualty offers coverage for both personal and commercial purposes. For their personal coverage, they offer services for homeowners, personal property, vacation homes, condominiums, rental property owners, and even renters’ insurance. Basically, if it’s a home or property that you own, they are very likely to cover it.

In the commercial space, their coverage is a little bit more limited since they mainly focus on personal insurance. However, they are more than willing to provide coverage that protects your company’s assets and employees.

Are they right for me?

As long as you are living in either Florida or Texas, Cypress Property and Casualty is a fantastic choice for property insurance. Especially in Florida, the threat of things like hurricanes and tropical storms is very real, and you don’t want to be caught without a safety net in case things go wrong.

Obviously they are not the only property insurance company around, but they are indeed quite competitive. If you want a specific price quote, you can contact the company directly and explain to them the kind of property that you want to cover, and they will give you a price quote.

Other Thoughts

In both of the states covered by this company, they have established their reputation as being one of the highest quality companies to do business with. The main downside, of course, is that they don’t provide coverage in more states. But as for the actual quality of Florida homeowners insurance coverage, you certainly won’t be disappointed, especially when the unthinkable happens to you. It’s something that you’ll certainly be very thankful for when you are compensated for all of the damage caused by a powerful force of nature. Without any kind of insurance, these disasters would be a lot more difficult to deal with; this company makes it a lot easier on you.

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Cheap auto insurance in Florida

How to get cheap auto insurance in Florida

You’re looking for a couple of ways to get the cheap auto insurance in Florida that you deserve (and the cheap auto insurance in Florida that you can afford) without completely compromising your level of protection or coverage, you’ll want to pay close attention to all of the insider information below so when you visit a website like you will be ready.

Contrary to popular belief, you can still get very affordable insurance policies from Florida automobile insurance agents and services – but you need to be pretty smart and savvy about bringing the price down to something more manageable and attractive on a monthly basis.

Here’s how to do exactly that!

Crank up your deductibles

One of the easiest ways to eliminate a lot of the extra money that you’ll pay on a month-to-month basis with your automobile insurance policy is to crank up your deductibles just as high as they will go.

The reason that people don’t do this as often as they could is because there is a bit of a trade-off in doing so. After all, you’re basically leveraging long-term security for a short-term fix – and in the event of an accident you’ll be on the hook for a significant portion of money before your cheap auto insurance in Florida policy will kick in.

But if you have a pretty spotless driving record and aren’t all that concerned with getting into accidents at any point in time (no matter how unpredictable they are), pushing that deductible up is going to drop your monthly premiums through the floor.

Shop around for the lowest priced policies

Secondly, you’re going to want to do absolutely everything you can to shop around and play one insurance agency off of another to get the lowest possible prices available. When you’re smart about doing your research and due diligence in looking for cheap auto insurance in the state of Florida you’re going to discover that companies are willing to “play ball” when it comes to negotiating, and if you mentioned that you are shopping around (and are upfront and honest about it) they will almost always give you discounts that you never would have been able to unlock otherwise.

Now, you need to be pretty smart and savvy about how you go about the negotiation phase to make sure that you’re not eliminating critical amounts of coverage that could put you in some sticky situations – but with just a bit of research you should be able to avoid those headaches completely.

Purchase your vehicle outright so that you can eliminate comprehensive coverage

Lastly (and it may or may not be completely applicable to your particular situation), you might want to consider purchasing your vehicle outright so that you can eliminate comprehensive coverage or at least delete some of the more expensive features of that “total package”.

When you take a loan out for a vehicle the law dictates that you carry comprehensive coverage, but when you are the sole owner of the vehicle you’re able to decide just how much insurance you want to carry at any given time. This can drop your insurance rates more than almost anything else, and get you the cheap auto insurance in Florida you’ve been searching for!

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